Terms & Conditions

Effective Date: September 1, 2026 | Version: 1.0

1. Scope of Services

LRT provides compliance-by-design consulting and middleware advisory services as described in our Compliance Statement.

2. Confidentiality

  • All non-public information shared by clients is Confidential Information.

  • We will not disclose Confidential Information without prior written consent, except as required by law.

3. Intellectual Property (IP)

  • LRT’s Pre-Existing Materials (methodologies, templates, tools) remain our property.

  • Client-Specific Deliverables (reports, custom frameworks) are owned by the client, subject to our right to use anonymized, aggregated insights for internal improvements.

4. Limitation of Liability

  • Our total liability is capped at fees paid in the prior 12 months.

  • We are not liable for indirect damages (e.g., lost profits), except where prohibited by law.

5. Termination

  • Either party may terminate with 30 days’ written notice.

  • Upon termination, we will return or securely delete all client data within 14 days.

6. Force Majeure

  • Neither party is liable for delays caused by events beyond our control (e.g., natural disasters, cyberattacks).

7. Governing Law

  • These terms are governed by the laws of Hong Kong SAR, except that data protection obligations comply with applicable local laws (e.g., GDPR for EU clients).

8. Disclaimers (Legal)

  • Not Legal Advice: Our services are informational only—not legal, financial, or compliance advice.

  • No Guarantees: Our tools support compliance but do not ensure it.

  • Your Responsibility: You remain solely responsible for your own compliance.

9. Contact

Institutional-Grade RegTech